Romeo Suarez listens to clients’ needs
Romeo Suarez is an up-and-coming Realtor with Realty Experts. He joined Realty Experts during the summer of 2012 and works out of the Escondido office.
Suarez prides himself in being a Realtor who always has his clients’ best interests at heart. He takes his time to listen and to understand what his clients’ needs are. He knows and understands that the real estate industry has been changing over the past few years and that it will continue to do so. For that reason he keeps up to date and continues to educate himself in the real estate industry by taking courses that are offered by the National Association of Realtors.
“As a buyer once, I understand that buyers want the house of their dreams for the best possible price out there,” Suarez said.
He is a Realtor who always makes sure to find the house that better meets his clients’ needs and wants at a price that his clients are comfortable with. With current house prices still down and mortgage rates at record lows, Suarez encourages future buyers to take advantage of current market conditions.
“Now is the time to act because current home prices and mortgage rates won’t stay this low forever,” he said.
In today’s market many homeowners find themselves with the difficult challenge of deciding whether to foreclose or short sale their house. According to Suarez, foreclosing can have a great negative impact on your financial future.
“A foreclosure stays on your credit report for up to seven years and can drop your score as much as 300 points,” he said. “You will not be able to get another home for at least five years and you will always have the stress and experience of having lost your house.”
There are several benefits of choosing a short sale over a foreclosure.
“Did you know that the The Mortgage Debt Relief Act was extended through 2013? It excludes homeowners from having to pay the tax on debt forgiveness on their primary residence to the IRS and unfortunately not too many homeowners know about it,” Suarez said.
He added that when you do a short sale there is no cost to you, the bank pays all costs associated with the sale. You can buy again in two years and in some cases earlier. Your credit won’t be as damaged as with a foreclosure.
“You can move on with your life and rebuild your financial future a lot sooner,” Suarez said.
If you have any questions or you are ready to buy or sell, send him an email at RomeoSuarez@RealtyExperts.net or call 760-658-4298.
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